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Trustee Sale No.: 20110169806168 Title Order No.: 110440229 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/30/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/14/2007 as Instrument No. 2007010152 of official records in the office of the County Recorder of TUOLUMNE County, State of CALIFORNIA. EXECUTED BY: MARILYN O. SCOTT, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 6/5/2012 TIME OF SALE: 3:30 PM PLACE OF SALE: AT THE FRONT ENTRANCE TO THE ADMINISTRATION BUILDING, AT THE COUNTY COURTHOUSE COMPLEX, 2 S. GREEN STREET SONORA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 12595 MOUNT JEFFERSON ST, GROVELAND, CA 95321 APN#: 090-270-26-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $260,386.58. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20110169806168. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 5/7/2012 P945278 Publication dates: 5/11, 5/18, 05/25/2012, The Union Democrat, Sonora Ca

NOTICE OF TRUSTEES SALE TS No. CA-11-482439-VF Order No.: 110546338- CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/21/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HENRY L. BARNETT AND BETHANY N. BARNETT, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 2/28/2008 as Instrument No. 2008002715 of Official Records in the office of the Recorder of TUOLUMNE County, California; Date of Sale: 6/11/2012 at 3:30:00 PM Place of Sale: At the front entrance to the Administration Building, at the County Courthouse complex, 2 S. Green Street Sonora, CA 95370 Amount of unpaid balance and other charges: $317,592.52 The purported property address is: 19880 AUGUST COURT, TWAIN HARTE, CA 95383 Assessors Parcel No. 047-803-15-00 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorders office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustees sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-482439-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagees Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders rights against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-482439-VF IDSPub #0027753 Publication Dates: 5/18/2012, 5/25/2012, 6/1/2012. The Union Democrat, Sonora, CA 95370.

NOTICE OF TRUSTEE’S SALE T.S. No. 11-20655-SP-CA YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/12/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, (cashier’s check(s) must be made payable to National Default Servicing Corporation), drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state; will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made in an “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JEFFERY J GROOM, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Duly Appointed Trustee: NATIONAL DEFAULT SERVICING CORPORATION Recorded 10/20/2005 as Instrument No. 2005022430 (or Book, Page) of the Official Records of TUOLUMNE County, California. Date of Sale: 05/25/2012 at 3:30 P.M. Place of Sale: At the front entrance to the Administration Building, at the County Courthouse Complex, 2 South Green Street, Sonora, CA Estimated amount of unpaid balance and other charges: $338,816.42 Street Address or other common designation of real property: 20040 CHIPMUNK ROAD, SONORA, CA 95370 A.P.N.: 043-430-18-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The undersigned mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary pursuant to California Civil Code 2923.5(b) declares that the mortgagee, beneficiary or the mortgagee’s or beneficiary’s authorized agent has either contacted the borrower or tried with due diligence to contact the borrower as required by California Civil Code 2923.5. Regarding the property that is the subject of this Notice of Sale, the “mortgage loan servicer” as defined in California Civil Code Section 2923.53 (k) (3) declares that it has obtained from the Commissioner a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 and that the exemption is current and valid on the date this Notice of Sale is recorded. The timeframe for giving a Notice of Sale specified in Subdivision (a) Section 2923.52 does not apply to this Notice of Sale pursuant to California Civil Code Sections 2923.52 or 2923.55. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this Internet Web site www.ndscorp.com/sales, using the file number assigned to this case 11-20655-SP-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 05/04/2012 NATIONAL DEFAULT SERVICING CORPORATION 7720 N. 16th Street, Suite 300 Phoenix, AZ 85020 phone 602-264-6101 Sales Line 714-730-2727; Sales Website: www.ndscorp.com/sales Nichole Alford, TRUSTEE SALES REPRESENTATIVE A-4236761 Publication Dates: 05/04/2012, 05/11/2012, 05/18/2012 The Union Democrat, Sonora, CA 95370

CITY OF SONORA NOTICE TO CONTRACTORS NOTICE IS HEREBY GIVEN that the City of Sonora, State of California, will receive bids for the furnishing of all labor, materials, equipment, transportation and services for the construction of: 2012 Street Paving Overlays Each bid is to be in strict accordance with the Project Plans and Specifications (hereinafter called the “Proposal Requirements”) on file at the City Administration Office, 94 North Washington Street, Sonora, California. Proposal Requirements may be examined at the said Administration Office and copies may be obtained: at Sonora Blueprint and Copy Company, 730 E. Mono Way, Sonora, CA 95370, (209)532-5223 at a printing cost of: $15.00 for one set of Proposal Requirements plus tax, and shipping, if necessary. The project consists of: Asphalt concrete overlay paving of approximately 1.5 miles of residential and commercial streets. No bid will be considered unless it is made on a proposal form furnished by the City. Each bid must be accompanied by cash, a certified or cashier’s check, or bidder’s bond made payable to the City of Sonora for an amount equal to at least ten percent (l0%) of the amount bid, such guarantee to be forfeited should the bidder to whom the contract is awarded fail to furnish the required bonds and enter into a contract with the City within the time provided by the Proposal Requirements. Bid proposals shall be submitted to the City Administration Office on or before 2:00 P.M on the 29th day of May, 2012 , and will be opened in public at 2:00 P.M. on that day in the City Administration Conference Room, 94 North Washington Street, Sonora, California, and then and there read and recorded. Any bid received after the time specified herein will be returned to the bidder unopened. The successful bidder will be required to furnish a Faithful Performance Bond in an amount equal to fifty percent (50%) of the Contract price and a Payment Bond in an amount equal to fifty percent (50%) of the Contract price. No bid will be accepted from a Contractor who is not licensed in accordance with the provisions of Chapter 9 of Division 3 of the Business and Professions Code. In accordance with the provisions of Sections 1770 to 1780 of the Labor Code, the Director of Industrial Relations, State of California, has determined the general prevailing rate of per diem wages in the locality in which the work is required to be performed for each type of worker or mechanic required to execute the contract. Copies of the prevailing wage rate of per diem wages are on file at the Administration Office. The Contractor to whom the contract is awarded, and any subcontractor under it, shall pay not less than the general prevailing rate of per diem wages to all workers in execution of the contract. The particular attention of bidders is directed to the provisions of Section III, Subsection 15 (Fair Employment Practices) of the Proposal Requirements which concerns affirmative action requirements. The City of Sonora reserves the right to reject any and all bids and to waive any informality or irregularity in the bidding. Timothy A. Miller City Administrator City of Sonora Publication Dates: May 11 & 18, 2012 The Union Democrat, Sonora, CA 95370

We were checking out in the grocery store last night. I watched my 5-year-old eying the cashier. I could tell she was thinking hard and I knew exactly why.

The male cashier, who often wears very heavy eyeliner, also had his eyelids covered in Robinas egg blue eye shadow.

She was quiet for a little bit and then said, aUm excuse me. Are you a boy or a girl?a

I waited a beat to see if the cashier would answer but he didnat. Iam not sure if he didnat hear her little voice or just chose to ignore the question.

I said, aWell of course heas a boya and moved on with my checkout. He didnat seem mad as we concluded the transaction.

When we got outside I told Lilina I know you werenat trying to hurt his feelings but you may have. Try not to comment on peopleas appearances and if youare not sure about something try to ask me quietly.

Have you ever had your child ask a stranger an embarrassing question about their appearance? How did you handle? Are the questions

Rating: -2 Posted By: dcc82
Views: 1908 Replies: 29

I am in a bit of a dilemma with Bank of America. This post is rather long as I did not refrain from adding excessive detail. I hadn’t used my BoA. Checking account for several months. I ended up making two cash deposits into my forced closed account (didn’t know at the time) recently due to being misled by BoA’s crappy CS rep. BoA won’t give me all my money back sooner than 10 business days or straight up admit that this is their fault and expedite their services. I will be traveling to another country for two months and NEED the money back for expenses. Otherwise I wouldn’t mind waiting for it so much. Of course, BoA doesn’t seem to care.

This is what has happened so far:

On April 10, 2012 I called BoA’s customer service number and spoke to a rep to ask about my account balance and also to reset my online passcode. The rep assured me that my account balance was $0.00 and still active. She then assisted me in resetting my passcode. From this conversation, I rightfully assumed that my account was in good standing and ready to use.

On May 2, 2012 I made a cash deposit of $860 at a BoA ATM on the way back home from school. The ATM accepted my debit card, accurately counted all of the bills and issued a receipt for the deposit.

The next day, I made another cash deposit of $800 at the same BoA ATM. Again, the ATM accepted my debit card, accurately counted all of the bills and issued a receipt for the deposit. I noticed that my balance was still $0.00, and even though it was probably too soon to assume it was a bank error, I called customer service anyway to inquire on this.

The customer service rep I spoke to stated that my account had been FORCED CLOSED on APRIL 10, 2012 “probably” due to an overdrawn balance. She said that was all she could tell me because information on my account was limited so she transferred me to the “California” office for further assistance. The rep for “California” pretty much told me the same thing and that there was nothing he could do. He advised me to call the Recovery Unit the next day and/or go into the branch I had made the ATM deposits. I was livid- why did the ATM accept deposits for a forced closed account? Why was I given false information? If I had known that my account was negative, I would have immediately replenished the account with funds. Then I wouldn’t have been in this situation.

SO, the next day I went into the branch and was told by a teller and his rude manager that I would receive a cashier’s check in 10 business days for the deposited amount(s). They refused to make any phone calls or thoroughly look into my account. I explained to the manager that I will be traveling overseas in 10 days. The manager was very edgy and yelled “I CAN’T GIVE YOU YOUR MONEY!!!” to me.

Immediately after I exited the branch, I phoned the Recovery Unit. The rep I spoke to also refused to look into my account and told me the same 10 business days for a cashier’s check crap. I demanded to speak to a higher up. She transferred me to CUSTOMER SERVICE, which has less control on the situation. I had to reiterate the entire situation to the CS rep who then transferred me back to the Recovery Unit but on this occasion the rep I spoke to actually seemed interested in helping me. She took responsibility and waived the overdraft fee to boost my chances of having my account reactivated for the recovered funds. She advised me to file a claim with the Electronic Claims Services department and transferred me to them. After being put on hold for 15 minutes, I was redirected to CUSTOMER SERVICE. I demanded to be transferred to Electronic Claims Services, but the CS rep I was speaking to wanted me to reiterate the entire situation to her so that she could take matters into her own hands. Even though I explained to her that there was absolutely nothing she could do, she insistently pushed for details. After she realized that she was useless, she transferred me to her supervisor who I had to reiterate the situation to again. FINALLY, he transferred me to the Electronic Claims Services department. The rep I spoke to from there assisted me in filing a claim to recover the ATM cash deposits and requested that I fax over the ATM receipts. She suggested that I go into my local branch to speak to the manager and reactivate my checking account so that the recovered funds could be directly credited.

After that 2 hour phone conversation, I went into my local branch and the manager was very helpful and reactivated the account. She also had me purchase a cashier’s check to cover the negative balance which she said she would mail to the Recovery Unit.

I felt better after this, but called the Electronic Claims Services department a couple hours later just to check on the fax retrieval and claim status. The rep I spoke to reprimanded me for reactivating my forced closed account. She said forced closed accounts are never reactivated and recovered funds always need to be deposited into a newly opened account instead. She called the branch manager I had dealt with earlier to verify all this. After that she informed me that they have decided to make an exception and that she has sent out an urgent request to the investigator to credit the funds into the forced closed account. She said it may take two business days for the investigator to get the message and that the investigator has to physically go to the involved ATM to verify the cash surplus.

Later that evening, my online checking account information was accessible again and reflected a balance of $800. It has been two business days and there have been no other credits- I am still missing the $860.

Has anybody else had any experience with something like this? I’m going to call BoA tomorrow but am curious as to what your opinions on the situation are.

What should I do? I am so exhausted from dealing with BoA! It is so simple to just give me all my money back.

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